Thursday, March 12, 2020

Do I need travel insurance for my overseas holiday?




In order to get an approved Schengen visa, all applicants are required to get the correct Schengentravel insurance coverage. According to the Schengen visa rule enacted in 2010, all uniform visa applicants must prove possession of adequate and active travel medical insurance. This valid travel medical insurance must cover any expenses connected to medical emergencies that require hospitalization, urgent treatment, and/or repatriation while staying within the Schengen area.

Despite the clarity and directness of this Schengen visa rule, many still ask whether having a travel insurance is an option or not. To avoid any confusion or errors while applying for a Schengen visa, this article shall discuss the different facets of the Schengen travel insurance coverage. Expect that after reading this article, you will be enlightened of the many advantages of having travel insurance as well as the coverage of such an insurance.

Before proceeding to the Schengen travel insurance coverage, here are the other equally important requirementsto get an approved Schengen tourist visa What is a Tourist Schengen Visa?

Tourist Schengen Visa – Traveling to Europe for Tourism. A Tourist Schengen Visa permits third-country nationals enter into the Schengen Area for a maximum of 90 days within a 6-month period, under the purpose of traveling or visiting Europe for pleasure.

·                     Valid passport and copies of the front and back pages

·                     Current passport-sized photos with white background


·                     Completed Schengen Visa application form

·                     Proof of travel such as flight booking, travel itinerary, and hotel booking – You      may get a Flight Booking for Visa and Hotel Reservation for Visa just for your visa application without having to pay for the airfare or hotel booking.


·                     Travel Insurance – It is better to acquirethis from Schengen Travel Insurance, an affordable and reliable insurance company.
·                     Personal Coverage Letter
·                     Bank Documents
·                     For employed travellers, a No Objection Letter is highly recommended

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