If you are applying for a Schengen Visa, then travel insurance is a mandatory requirement. You will require travel insurance regardless if you’re traveling for business, pleasure, studying, holidays or any other reason.
Alternatively, travellers who can travel visa-free to the Schengen zone do not require travel insurance. However, it is still highly recommended that you do purchase some travel insurance for protection.
Benefits of Schengen Travel Insurance
If a traveller were to become ill or get hurt while traveling, travel insurance would cover the expenses. However, your decision to get travel health insurance should be based on where you’re planning to travel to as well as your ability to cover your own health expenses out-of-pocket should something happen while you’re overseas.
There are other benefits besides health coverage when having Schengen Visa Insurance. For instance, if you have a last-minute flight cancellation or lose your luggage, you could use your insurance to get a full or partial reimbursement. Also, if the travel agency or lodging place you were using has gone out of business (or suddenly bankrupted), you can recover some or all your losses with your travel insurance.
If you are visiting just one destination for a specified duration or visiting multiple European countries within the same duration, your travel insurance provider should have designed policies that will have your needs covered. These will be separate packages, so select a policy specifically for a single trip, or a policy that covers multiple trips within a year’s time. However, it is always advisable to check your policy to make sure you are covered for the whole duration. Schengen Visa Itinerary Safe Trip pricing is calculated according to age, duration and options selected. You can buy your Schengen Visa Travel Insurance policy and other services like Flight Itinerary and Hotel Reservation also from us.
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