Who Must Avail Visa Travel Insurance for Schengen Area?

The applicants of those nations who are subjected to visa requirements. It does not matter whether an individual or a group is traveling to Europe for visit or business purposes, travel health insurance is a must document.

The Schengen VISA Insurance policy can be purchased either online for a very low cost or via conventional means.

Schengen Area

Schengen Area is a border less, passport-free zone comprising 26 countries of Europe. Till date, the Schengen Area remains the world’s largest visa-free zone in the world.

Schengen Visa

SchengenVisa is a short-stay visa that enables its holder to travel 26 European countries which are part of Schengen Area. Authorities concerned will not subject holder of a Schengen Visa to border checks at internal borders of the Schengen countries.

Coverage Provided by Schengen Medical Insurance

Usually, the Schengen Travel Medical cover following arrays of expenses:

Medical emergency (accident or sickness)

Emergency evacuation

Repatriation of remains

Return of a minor

Trip cancellation

Trip interruption

Accidental death, injury or disablement benefit

Overseas funeral expenses

Lost, stolen or damaged baggage, personal effects or travel documents

Delayed baggage (and emergency replacement of essential items)

Flight connection missed due to airline schedule crash

Travel delays due to weather

Hijacking

The insurance covers pregnancy expenses if it happens in the first trimester. After this, the coverage differs from company to company.

Schengen Visa Travel Insurance

Schengenstates have made it mandatory for all the applicants to avail visa travelinsurance as it helps in coping with mammoth expenses in case of any unforeseen medical complication. Besides, visa travel insurance provides financial security to backpackers so that they can fully enjoy their journey without any anxiety.

Travel Medical Insurance Criteria

•           The availed medical insurance must cover minimum expenses equivalent to 30000 EUR or 50000     USD.

•           Travel medical insurance should bevalid in all member states of the Schengen Area.

•           It should cover all expenses pertaining to repatriation for medical reasons, medical emergency, treatment in hospital and death.

It is pertinent here to mention that not all travelers are obliged to avail the insurance. Rather, it is compulsory only for visa nationalities.

The aforesaid group is bound to avail medical insurance regardless if they are traveling to the Schengen Area on the visit, tourism, business, study or any other visa.

The citizens of those countries who enjoy visa-free procedures with EU are not bound to avail the policy. Medical insurance is optional for them and embassies or consulates do not demand it from them.

Travel Visa Insurance is a must when applying for a Schengen Visa

Extract from “Regulation (EC) No 810/2009 of the European Parliament and of the Council of 13 July 2009”, which entered into force on April 5 of 2010:

“… Applicants for a uniform visa for one or two entries shall prove that they are in possession of adequate and valid travel medical insurance to cover any expenses which might arise in connection with repatriation for medical reasons, urgent medical attention and/or emergency hospital treatment or death, during their stay(s) on the territory of the Member States.

 The insurance shall be valid throughout theterritory of the Schengen Area Member States and cover the entire period of the person’s intended stay or transit. The minimum coverage shall be EUR 30,000” (…)

States Covered by Schengen Travel Insurance

The Schengen medical insurance covers the following states:

Austria, Belgium, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, and Switzerland.

New Schengen Visa Application Rules Come In To Effect

Several new Schengen visa application rules came into force in all countries with embassies grant this type of visa on February 2. The new regulations include hiked visa fees and extended application submission periods. Check out some of the major changes:

Increased visa fees

The Schengen visa fee has increased from 60 euros to 80 for adults, while children aged between six and 12 now need to pay 40 euros instead of 35.

The hike is to increase staff numbers, ensure stronger security screenings, and upgrade IT equipment and software, according to the European Commission.

For nationals of countries that have a visa-facilitation agreement with the European Union (EU), the fee remains the same.

Electronic application form

The application process has been greatly simplified. Schengen member states now accept electronic applications, and the application form can be signed and submitted electronically.

Longer application submission periods

Schengen visa applicants used to apply as early as three months ahead of their trip. Today applications can be submitted up to six months in advance.

What is a Schengen visa?

A Schengen visa is a short-stay visa awarded to persons wishing to travel to oneor many of the countries that make of the 26 European country Schengen Area. It grants each holder entry to all the countries in the area on a single visa. Successful applicants are granted access to the area for tourism or business purposes and are given up to up to 90 days to stay.

Benefits for frequent travelers

Those who have previously visited the Schengen Area and have a positive visa history will be granted the opportunity to get a multiple-entry visa valid for up to five years. That is, people who have lawfully used their previous visas, have a good economic standing in their home countries, and intend to leave the area before their Schengen visa expires will now have the chance to get a visa for up to five years with multiple entries.

The Schengen Area currently comprises 26 European states, the 22 EU member states and European Free Trade Association member states Switzerland, Iceland, Norway and Liechtenstein.

About Schengen Tourist Visa

The Eiffel Tower in France, the Colosseum in Rome, the Alps in Switzerland and more such enticing travel destinations are scattered all over Europe. Planning a single trip to different countries in Europe, leaves travelers with a fundamental question, "Do multiple countries, mean multiple Visas? ". Travelers can sit back and relax, as they do not have to manage multiples Visas, but just one Schengen Visa that covers most of the travel destinations inEurope.

The Schengen Visa grants free movement across the 26 European countries under the Schengen area. (European countries that currently hold a place in Schengen: Wikipedia). These countries do not perform any border control checks such as immigration/passport verification when travelers cross internal boundaries. A treaty to abolish internal borders in Europe was signed and passed in 1985 in the town of Schengen, Luxembourg.  And that's how the Schengen Visa got named!

Even if Schengen Visa is a single Visa that grants privilege to enter and movein the Visa-Free Zone, it has to be applied with one of the Schengen countries. Here comes the most tricky question on Schengen Visa, with the most contradicting answers on the Internet: With travel planned across multiple countries, which country should one apply for a Schengen Visa?

StampMyVisa demystifies this once and for all:

Schengen Rules for Tourist Visa

Rule 1: Apply for your visa from the country where you are staying for the most number of nights. (As hotels stays are measured in nights, it is easy to count your length of stay in terms of nights)

Rule 2: After applying rule 1, in case of a tie between two or more countries with respect to the length of stay, apply for your visa from the country in which you are entering first (out of the countries which have a tie due to the same length of stay)

For instance. If you plan to stay in France and Spain each for 5 days, but amongst those, France is the first country you decide to visit first, apply for your visa at the France Embassy.

Schengen Rule for Business Visa

Rule 3: If you plan to explore neighboring countries in addition to your business trip, then your period of stay does not matter. Apply for your visa from the country which you are visiting for business purpose. 

Our previous blog on 'Schengen Visa Rejection Letter - Explained' throws light on possible reasons for rejection of Schengen Visa. Schengen visa application is one of the stringent visa processes. This makes it a visa with higher rejection chances.  Travelers should recognize this fact, understand the reasons for rejection and then proceed for visa application, thereby avoiding losses due to visa rejection.

Stamp My Visa highlights frequent mistakes travelers should avoid while applying for Schengen Visa:

1.         Delay in applying for Visa

2.         Booking flight tickets with heavy cancellation fees (How to apply for Schengen Visa without a confirmed flight booking: "What comes first? Visa Confirmation OR Flight Booking")

3.         Ignoring bank balance as a crucial criterion for Visa Approval (Readers can refer our blog on "Insufficient subsistence" to understand the significance of bank balance for Schengen Visa)

4.         Taking documentation too lightly

5.         Not knowing the alternate document to be provided in absence of a required document.

Should I get a hotel itinerary booking without paying the full price?

Many hotels charge non-refundable fees just for making a booking. This may be inconvenient because you could never be sure that you will get your visa approved, and you will not get refunded even in case of visa rejection.

However, there are specialized companies such as SchengenVisaItinerarythat will support your visa application by providing you with a dummy hotel booking confirmation for a small fee. This service is completely safe and is the most inexpensive way of dealing with hotel bookings prior to obtaining your visa.

Invitation from the Host

Many travelers, when traveling abroad plan to spend their night over at friends or family relatives in order to avoid expenses. It is not a problem for the embassy/consulate if you wish to do so, but you will still have to show proof that your friend or relative is willing to take you in and not only.

The host must write an Invitation Letter, where they confirm that you will be staying over at their place. This letter must contain the following details:

•           Dates when you will be staying,

•           Address of the place,

•           Name and Surname of the host,

•           Contact details of the host as email and telephone number,

•           Signature of the host,

•           The area of the place, and the number of members living in there.

Though not a requirement by every country, your host will also probably have to show proof that he or she has enough room for you. Because, in case you are planning to visit your friends, who are a couple that possesses only one bed at their place, and not even a sofa, then the embassy will most likely not approve your stay there. Actually, it is the host who is obligated to usually apply at the local office of his or her hometown for a document called ‘certificate of accommodation’ that confirms the availability of free room for another person. If the local authorities think that the available room is suitable for another person they will issue the document to the host, but if not then they will refuse to do so.

Invitation letter for Schengen Visa Application

In Europe, though the Schengen Area member states have a common policy on theissuance of visas, when it comes to the host invitation letter, each of them has their own rules. For example:

•           In France, the host must submit an original of the so-called “Declaration d’Accueil” (guarantee document). The same applies if the host is from Luxembourg.

•           In Austria, the host must request the ‘“Elektronische Verpflichtungserklärung“ at his/her municipality in Austria. He or she has to deliver this document to the Austrian Authorities not earlier than 30 days before the applicant’s visa appointment date.

•           In Belgium, the original “Engagement de Prise en Charge – Verbintenis tot Tenlasteneming 3 bis” must be stamped by the municipality and have the embossed stamp of the foreign office.

•           Whereas in the Netherlands the host must submit the original “Bewijs van Garantstelling”, and also three salary sheets/reports and work contract of the inviting person. If the host is independent he or she must also submit the registration in the trade register of the company, the decision of taxation called “down aanslaginkomstenbelastingen”, an official document from the tax “Belastingdienst”, and its profit and loss account copy.

What Can I Submit as Proof of Accommodation?

The embassy or consulate that you have to apply at in order to get a visa to your destination country, may require from you for either proof of accommodation, certificate of accommodation, letter of accommodation or hotel confirmation letter.

However complicated that it might seem, all of the above-mentioned serve for the same purpose: as evidence that you have a place where to sleep during your stay in your destination country.

This proof/certificate/letter can either be a:

•           Hotel booking,

•           Host invitation – if you are planning to stay over at friends or family members/relatives,

•           Confirmation by an organized tour operator or holiday tours, or

•           Rental agreement / contract.

Though most of the countries will require you to submit proof of accommodation, especially in the old continent of Europe, in many other countries you will only have to show Means of Subsistence. Which means you will have to show proof, like a bank statement, that proves you have enough money to financially maintain yourself during your trip, including the stay at the hotel/hostel/guest house.

Hotel Reservation

If you are planning to stay at a hotel in your destination country then you will have to submit proof of the hotel booking, which usually is a ‘hotel confirmation letter’ which is also known as hotel itinerary for visa application. This means that after you book a room/suite, the hotel will issue you a letter which confirms it.

This letter must contain the following information:

•           your full name

•           your entry and exit dates

•           hotel address

•           hotel contact details as phone number, email, etc.

•           a valid hotel reservation code

Every embassy or consulate advises its applicants to make a hotel reservation at a hotel that will fully refund your expenses in case of visa rejection or delay. If you cannot find one like that, then try to find the cheapest hotel reservation. That is because if you book a room at a hotel that does not refund you in case of visa application rejection or delay, then you will lose your money.

You can also submit dummy hotel booking as proof of accommodation. Although this method may sometimes be referred to as a fake hotel reservation, this is by no means a fake booking. It’s just a booking without paying the price before the approval of the visa application.

To make a hotel booking without paying the price you could use the services of https://www.schengenvisaitinerary.com/

SCHENGEN VISA FLIGHT ITINERARY

Getting a Schengen Visa might sound intimidating, however if you have got all of your documents so as, it’s extremely quite breeze. It’s urged that you just submit your visa application with a flight itinerary rather than the important issue and book your flights and hotels when obtaining your Schengen Visa – just in case of visa rejection, the cancellations are formidable. You’ll be able to book your flights and hotels with Schengen visa itinerary.

Schengenvisa itinerary give confirmed flight itinerary, hotel bookings, travel medical-insurance for Schengen visa or any country visa application. Our itineraries are good for any visa application. Embassies across the world approve visa applications with our reasonable services!

SCHENGEN VISA

Schengen visas will typically be obtained quickly as long as the extra documentation is conferred with the visa form. One among the specified documents could be a flight itinerary also known as a dummy price ticket. A flight itinerary or dummy air ticket may be a reserved flight ticket to and from the destination. Different documentation required for a Schengen visa application are hotel reservations, suggests that of subsistence, and travel insurance. Hotel reservations assure the authorities that you just have secured accommodation while travel insurance covers you medically when abroad. Getting no objection letter can additional increase the possibilities of visa approval. No objection letter should be written by a leader or teacher and may state that you just are financially stable due to your employment/scholarship status which you may return to your home nation to continue work/study commitments. To resume employment/study commitments. For more info regarding Schengen visa necessities, flight itineraries, hotel reservations, travel insurance, no objection letters, or if you have got any queries regarding your visa application, head to Schengen visa itinerary.

Schengen visa itinerary could be a one stop resolution for all countries visa application wants. Schengen visa itinerary provide best ways to use for a visa and create the method simple with our free visa consultations, no objection certificate, letter templates for our customers. Schengen visa itinerary tend to provide flight itinerary for visa, hotel reservations for visa, travel medical insurance, and other on demand services. Please feel free to contact us https://www.schengenvisaitinerary.com/